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Construction Loan Questionnaire

Pre-Underwriting Items Required

PLEASE COMPLETE THE PRELIMINARY QUESTIONAIRRE FORM BELOW:

  • When all information is completed, click “submit” at the bottom of the form.
  • Building Capital, Inc. will then receive an email with your project information, which will help us determine if you qualify for your construction loan.
  • Building Capital, Inc. will contact you upon completion of our pre-underwriting process to discuss various construction loan programs, rates, terms, etc.
  • Upon agreeing to select a specific construction loan, Building Capital, Inc. will initiate the formal application process.
  • Based upon the application being thorough, e.g., borrower information, financials, architectural plans, building & safety permits, general contractor specs, Building Capital, Inc. will officially submit the construction loan package to the Lender/Investor.  
  • From the submission date to loan approval to funding to recording, the timeframe is approximately 45 to 60 days. 
Please select a loan officer to complete your submission.
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Borrower's Credit Score (if known)
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Are You Self-Employed?
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Co-Borrower's Credit Score (if known)
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Are You Self-Employed?
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Is this your first construction loan?
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Construction Type Check all that apply:
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Loan Type
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Project Time Frame
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If a single family residence: DO YOU INTEND TO OCCUPY AFTER CONSTRUCTION, i.e., (Primary Residence)?
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For two or more "residential" units: DO YOU INTEND TO OCCUPY ONE OF THE UNITS, i.e., (Primary Residence)?
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Is this an investment property (NON OWNER OCCUPIED)?
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What can Building Capital, Inc. do for you?

We have 2 separate areas of available construction loan financing:

1) Mortgage Brokerage:

HOW THIS WORKS

After determining that you qualify, we aggressively "explore and succesfully place" construction loans with various Lenders/Investors, i.e., Banks, Credit Unions, Hedge Funds & Life Insurance Companies to obtain the best possible rates & terms for our borrowers.

Lender/Investor origination fees (aka "points") typically range from 0.50% to 1.00% of the construction loan amount.

In addition to the Lender/Investor fees, Building Capital, Inc.'s Mortgage Brokerage Fee typically ranges from 0.50% to 2.00%, based upon the loan amount and scope of the project.

2) Private Construction Fund:

HOW THIS WORKS

Building Capital, Inc. reviews each construction loan individually.

In the event that “traditional” Lenders/Investors utilized through the Mortgage Brokerage platform are not the right fit, we arrange Private Construction monies.

Interest rates typically range from 7.500% to 12.000% with Lender/Investor origination fees (aka "points") from 2.00% to 4.00% of the construction loan amount.

In addition to the Lender/Investor fees, Building Capital, Inc.'s Mortgage Brokerage Fee typically ranges from 0.50% to 2.00%, based upon the loan amount and scope of the project.

From the starting point of the project (breaking ground, i.e., commencing physical construction), the "Construction Time Line" usually ranges from 6 months to 24 months  through full completion, after which a CERTIFICATE of OCCUPANCY is obtained.

Building Capital: (310) 877-8700 | BCI Realtors: (310) 746-6699 | BCI Realty: (310) 666-3888 | Google Voice: (424) 274-1144

OFFICE & MAIL:  9465 Wilshire Boulevard | Suite 300 | Beverly Hills, CA 90212 | MAIL ONLY: 1140 Wall Street, #87, La Jolla, CA 92037
CA Department of Real Estate Licenses | Officer  01344191 | Broker 01242412 | NMLS | Company  289837 | Individual 245212
 

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