Preliminary Questionnaire - Items Needed To Determine Qualification for a Construction Loan

Before starting your Building Capital, Inc. loan application, please complete the preliminary questionnaire form below and then click “submit” at the bottom of the form.  This will help us “pre-underwrite” your loan to determine if you qualify.

What can Building Capital, Inc. do for you?
We have two separate areas of available construction loan financing:  1) Mortgage Brokerage -OR- 2) Private Construction Fund.

1) Mortgage Brokerage for Construction Loans:  How does this work?
After determining if you qualify, we aggressively "place" construction loans with banks, credit unions, mortgage banks, real estate investment trusts (REIT’s) and private investors to obtain the best possible rates & terms for our borrowers.

2) Private Construction Fund for Construction Loans:  How does this work?
We review each construction loan individually.  In the event that “traditional” lenders though the mortgage brokerage platform (banks, credit unions, mortgage banks, REIT’s and investors) are not the right fit, we offer a Private Construction Fund.  Interest rates generally range from 6.250% to 7.775%.   Origination fees (points) normally range from 1.00% to 2.00% of the construction loan amount with "Construction Time Line" (starting actual physical construction through full completion with CERTIFICATE of OCCUPANCY) ranging from a minimum of 3 months to a maximum of 12 months.

Borrower's Full Name

Telephone (Best number to call back)

Email Address

Street Address

City

County

State

Zip Code

APN (Assessor's Parcel Number)

Check All That Apply

Property Type

If a single family residence: DO YOU INTEND TO OCCUPY AFTER CONSTRUCTION, i.e., (Primary Residence)?

For two or more "residential" units: DO YOU INTEND TO OCCUPY ONE OF THE UNITS , i.e., (Primary Residence)?

Is this a investment property (NON OWNER OCCUPIED)?

Are you self employed?

If "No" please state your occupation:

Borrower

Co-Borrower

Credit scores, if known.

Borrower

Co-Borrower

Experian   Equifax   TransUnion                       

Experian   Equifax   TransUnion                       

If you have experienced any of the following, please briefly explain below ( judgments, bankruptcy, foreclosure, litigation against you, deed in lieu, co-signing any note, default on any debt, alimony, child support, separate maintenance or other issues that may be "problematic" regarding your loan application.

Is this your first construction loan?