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100% Financing (Zero Down Payment Mortgages + Zero or Minimal Closing Costs)
A Guide to Understanding the Mortgage Process
About the Loan Application
Are you Pre-Approved or Pre-Qualified for a loan?
Closing Costs
Debt to Income Ratios
Five ways to make the loan process go faster
Home equity line of credit
Home Equity Loan
How can you improve your credit score?
How do I know how much house I can afford?
How do I know which type of mortgage is best for me?
How do you "buy" a better rate?
How is an index and margin used in an ARM?
How much can you afford?
How much cash will I need to purchase a home?
How to Reduce Your Mortgage
Mortgage Broker vs. Loan Officer
Reasons for mistakes on your credit report
Reverse Mortgages
Scoring your Credit - How's your FICO?
Second Mortgages
Should you consider financing closing costs, escrow reserves, or other cash needed at closing?
The Loan Process
Things to avoid before buying a home
What are homeowner's insurance, private mortgage insurance and title insurance?
What are the advantages of fixed rate versus adjustable rate loans?
What does it cost to refinance? What are the benefits?
What does my mortgage payment include?
What is a "rate lock period"? How can you make sure your rate is low?
What is a credit score?
What is the difference between a fixed-rate loan and an adjustable-rate loan?
What is the difference between the interest rate and the A.P.R.?
Which refinancing option is best for you?
Why might you need an appraisal? How do appraisals work?
Why you should get an Inspection